One Thing I Don’t Skimp On

I don’t mind cutting back on food cost, reigning in frivolous entertainment costs, or driving an old car until it dies on me. But there’s one category I’m completely okay with spending money on. Education. I don’t just mean school, although it’s certainly helpful. I’m now heading into my last semester of graduate school for […]

You Won’t Own a Car in 15 Years…and Other Predictions

Automated Cars In 15 years, you won’t own your own car. You won’t need one. Google, Uber, Apple, and others will own a fleet of self-driving cars that can be hailed on-demand or scheduled on a routine basis, like for your commutes. Think about it – your car sits unused about 95% of the time, […]

How We Flew Round Trip to Europe for Free

We just returned from an excellent ten-day trip spent mostly in Switzerland, including a couple of relaxing days in Lake Como since it was on our way up from the Milan airport. It was a trip full of beautiful nature, breathtaking panoramas, and snowy walks. For the nonstop flight we took on Emirates, the normal […]

Stocks, Mutual Funds, and Retirement Accounts: A Beginner’s Guide

Often, I believe, the greatest barrier to entry into investing is not knowing quite where to start. There are all these different kinds of accounts and acronyms with their own advantages and disadvantages. It all seems overwhelming and everybody recommends doing different things. So, where to begin? Let’s take a step-by-step approach and work our […]

Insecurity is an Expensive Flaw

Last week, my wife and I enjoyed a week in the tropical Punta Cana, located in the Dominican Republic, with another couple. We sipped Piña Coladas and relaxed on the white sandy beaches, occasionally immersing ourselves in the clear blue ocean water that puts our American East Coast beaches to shame. Thanks to a Groupon all-inclusive deal, […]

Why I’m Considering Using a Donor-Advised Fund

In a previous post, Double Your Donations for Free, I talked about how you should check if your employer has a gift-matching program for donations made to nonprofit organizations. While I’ve been taking advantage of this program for giving to certain organizations, I forgot to include the caveat that some employers’ gift-matching programs only match donations to […]

Why I’m Okay with “Losing” $3000 in a Week

The sky is falling! At least, that’s what you would think if you read financial news headlines after the S&P 500 dropped over 3% in just one day last Friday. “Stocks are freefalling!” read one particular article I came across. I’ve felt the hit a little, myself. I saw our investment accounts drop around $3000 […]