Car Insurance Simplified

I recently bought a car, and a few days after adding the “new” vehicle to my car insurance, I noticed Geico automatically tacked on a few unwanted charges. The first thing I noticed was an added service for Rental Reimbursement at $21.12 PER CAR per 6 months. That’s $42.24 of our hard earned dollars spent […]

Whoever Loves Money Never has Enough

“Whoever loves money never has enough; whoever loves wealth is never satisfied with their income.” (Proverbs 5:10). Have you ever noticed that however much money you make, your desires tend to fill up that level of income? This observation has been titled by psychologists Brickman and Campbell as “Hedonic Adaptation.” According to their theory, “Hedonic adaptation…is […]

Double Your Donations for Free

Did you know you might be able to effectively double your donations without any extra money out of pocket? It depends on where you work, but if you’re fortunate to work for a large company, you might consider checking whether they have a gift matching program. Many employers offer this benefit in order to boost […]

Investing Isn’t Just for Experts

Does the idea of investing scare you? Does it seem like one of those things that only sophisticated experts with advanced degrees in finance can really understand? Does the stock market seem like a horribly complex system from which no average person can hope to benefit? If so, you’re certainly not alone. The reality is, […]

Mankind’s Greatest Invention

Do you hate math? If you do, I’m convinced you’re going to love it by the time you’re done reading this post. Why? Because of the magic of compound interest. Albert Einstein once reportedly called compound interest “mankind’s greatest invention.” While Snopes might dispute whether Einstein was truly the source of this claim, there is […]

Giving Doesn’t Make any Cents

Giving is kind of like flossing. Everybody agrees it’s a good thing to do, but hardly anybody actually does it. The less you do it, the less you worry about it, until once every few months when you’re reminded that you really should do it more often. On the face of it, giving doesn’t make […]

An Introduction to The Gradual Millionaire

It’s sad how long it took me to come up with the title of this blog. I sat here tossing around cheesy ideas like the “Frugal Fighter,” “Net Worth Giving Up,” and “The Money Tortoise” (like The Tortoise and the Hare…get it?). I’ll leave these things to the professionals. You may have spotted a trend […]